Florida Insurance Compliance Disclaimer

[AGENT/AGENCY NAME] is a licensed insurance producer in the State of Florida. National Producer Number (NPN): [INSERT NPN] | Florida License Number: [INSERT LICENSE NUMBER].

 

Mortgage Protection Insurance products are typically structured as term life insurance policies. These products are not issued, endorsed, sponsored, or affiliated with any government agency, mortgage lender, or financial institution. Coverage is subject to underwriting approval by the issuing insurance company.

 

All insurance products, benefits, riders, and premiums are subject to the terms, limitations, exclusions, and conditions of the specific policy issued by the underwriting insurance carrier. Not all products, coverages, or benefit amounts are available in all geographic areas or to all applicants.

 

In accordance with Florida Law, [AGENT/AGENCY NAME] does not engage in misleading or deceptive advertising, churning, or twisting. If you are considering replacing an existing life insurance policy or annuity contract, a formal written disclosure and comparison will be provided to you prior to the execution of any new application, as required by the Florida Department of Financial Services (DFS) and the Florida Insurance Code.

 

The information provided on this website/marketing material is for informational purposes only and does not constitute financial, legal, or tax advice. For a complete description of coverage, please request a sample policy or review your specific policy documentation upon delivery.

 

Key Customization Instructions

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• Fill in Bracketed Info: Ensure you replace [AGENT/AGENCY NAME], [INSERT NPN], and [INSERT LICENSE NUMBER] with your actual registered details before publishing.

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• Font Size & Placement: Under Florida compliance guidelines, disclaimers must be "clear and conspicuous." Avoid hiding this in micro-text; use a legible font size at the footer of your web pages or print assets.

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• Lead Generation Forms: If this template is being paired with a digital contact form, place a condensed version of this text directly below the "Submit" button to establish immediate transparency.

 

Here is a comprehensive Privacy Policy template tailored for a Florida-focused lead generation landing page in the mortgage protection, life, and health insurance sectors.